A financial coach assists clients in learning money management skills such as budgeting, saving, and paying down debt. They may help create a financial plan but typically do not provide investment recommendations like a traditional financial advisor.

A financial advisor is a professional who can help you develop your investment strategy and long-term financial plans. A financial coach is someone who can help you reach near-term goals by providing financial education and showing you better ways to manage your money.

A financial planner generally takes a more comprehensive, long-term approach to money management. While they often hold the same licenses and carry out the same functions as financial advisors, financial planners tend to focus on creating personalized and holistic plans for clients.

At Southerngal Travelz, we believe in a personalized approach to financial coaching. Unlike traditional financial gurus who give one-size-fits-all advice, we focus on your unique journey. Our coaching is about empowering you to make informed decisions that align with your lifestyle and goals, not just telling you what to do with your money.

We use a unique 3-step framework: Education, Application, and Commitment. First, we build a foundation of financial knowledge tailored to your current understanding. Then, we help you apply this knowledge to your specific situation through practical exercises. Finally, we support you in committing to the financial strategies that work best for you.

Absolutely! Our coaching isn't just about crunching numbers. We blend technical skills with creativity to make financial concepts accessible and relevant to your life. Whether you're a math whiz or not, we'll work together to find financial strategies that make sense for you.

We start by understanding your current situation and beliefs about debt. Then, we explore various debt reduction strategies and help you understand how each would impact your financial health. We'll guide you through experimenting with different approaches, and ultimately support you in choosing and committing to the strategy that feels right for you.

That's okay! Part of our coaching process is helping you discover and clarify your financial goals. We'll explore your values, lifestyle aspirations, and current financial situation to help you define meaningful and achievable financial objectives.

 The length of our coaching relationship depends on your individual needs and goals. Some clients achieve their objectives in a few months, while others prefer ongoing support. We'll work at a pace that's comfortable for you and adjust our approach as needed.

While we provide education on various financial topics, including different types of financial products and investment strategies, we don't recommend specific products. Our goal is to empower you with the knowledge and skills to make informed decisions that align with your personal financial situation and goals.

Getting started is easy! Reach out to us for a complimentary consultation. We'll discuss your current financial situation, your goals, and how our coaching can help you achieve financial success on your terms. From there, we'll create a personalized coaching plan that fits your needs and schedule.